High-Risk Payment Gateway

The best payment gateway for high-risk merchants

With strong expertise in high-risk markets, we support merchants throughout the life cycle and give best practice recommendations. A wide range of MCC acceptance, multiple currencies and methods, and fast transaction processing time keep your business ahead

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    Solutions we can offer you

    Understanding the importance of providing our clients with solutions to help achieve their business goals, we offer a range of tools designed to meet the unique needs of different businesses. Whether you’re looking to boost your conversion rate, expand your payment coverage, minimise chargebacks, or offer flexible payment options, choose our high risk business payment gateway

    • Increase conversion rate

      Routing technology allows for optimization of the payment routing process, ensuring that transactions are processed through the most efficient and cost-effective channels. This can help reduce transaction errors, lower processing fees, and ultimately increase the likelihood of successful transactions, increased revenue, and growth

    • Reduce chargebacks

      Chargeback-reducing tools are an effective way to increase conversion rates by minimizing the number of chargebacks received. By instilling customer confidence and trust in your business, you can encourage more completed purchases and boost your bottom line. Chargeback optimization mode will help to achieve conversion rate goals and protect revenue

    • Flexible payment options

      Ability to adapt to changing customer needs and preferences over time. As new payment methods and technologies emerge, a flexible high risk payment gateway can quickly integrate and offer these options to customers. This can help to future-proof the payment process and ensure that the merchant stays competitive in a rapidly evolving market

    • Wide payment coverage

      Having wide payment coverage is crucial for businesses that want to cater to a diverse customer base, expand their reach, and tap into new markets. By offering a wide range of payment options, like credit and debit cards, e-wallets, and more, businesses can increase customer satisfaction, improve conversion rates, and build brand loyalty


      Transferty is a high-quality provider in the high-risk sector

      Transferty has developed the reliable and effective High-Risk Payment Gateway to help increase the revenue. We work with a variety of businesses others consider high-risk and use our expertise to benefit you

      Expertise in high-risk

      We know painful points in high-risk business and we use this expertise to coach you on how to prevent chargebacks, detect ‘bottlenecks’ or common issues, suggest steps to improve for profits increasing

      Global acguiring

      Possibility to integrate any acquiring banks or PSPs worldwide, will offer you the ability to process multiple transactions, thereby facilitating hassle-free global business expansion

      Minimize chargebacks

      We provide complex approach to minimize chargebacks: refund to avoid dispute if the customer wrote a claim firstly to you, notifications in case of dispute, document support to avoid chargeback, and more

      Conversation rate increasing

      Automatic selection of best acquirer for each transaction increases its success. Сascading in the transaction flow helps to eliminate the impact of any problems on PSP’s side and maximize payment conversion

      Business risks reduction

      Due to smart analyzing of user’s and bank’s card data, the system chooses the most optimal routes for conducting transactions, as well as optimizing the UX of payment page to ensure the best customer experience

      Payment methods variety

      Depending on your company's needs and sales models, combining the capability to accept both bank cards and alternative payment methods (such e-money, cryptocurrencies, and others) aids in boosting profitability

      Find out all the benefits of Transferty payment gateway for your business

      Take advantage of our product demo or contact us and see how Transferty Payment Gateway can benefit your high-risk business

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        What is a High Risk Payment Gateway?

        A high risk payment gateway is a payment processing service designed specifically for businesses that are considered to be at a higher risk of chargebacks or fraud, such as adult entertainment, online gambling, or certain types of e-commerce businesses. These businesses typically have a higher risk of chargebacks due to the nature of their products or services, which can result in financial losses for the payment gateway provider

        What is the difference between the High risk Processing Payment Processors and the simple Payment Gateway?

        The main difference between a high risk payment gateway and a standard or simple payment gateway is the level of risk associated with the business that is using the service. The high risk processing payment processors typically have stricter standards and more advanced fraud detection and prevention measures to protect both the merchant and the payment gateway provider. The specifics of a high risk payment gateway is that such a provider has experience working with businesses, considered high risk, understands the pain points of such businesses, and can easily remove the bottlenecks to ensure payment continuity

        Are there any other differences between the High Risk Payment Gateway and the simple one?

        The other difference between a high risk business payment gateway and a simple payment gateway lies in the industries they cater to and the specific features and services they offer:

        Industries served

        A simple payment gateway is designed to cater to a broad range of businesses across various industries, including low-risk and standard industries. It is suitable for businesses with relatively low risk of chargebacks, fraud, or legal and regulatory issues. On the other hand, a high risk processing payment processors are specialized for industries that are considered high risk, such as online gambling, adult entertainment, cryptocurrency, and others where there is a higher potential for fraud, chargebacks, or regulatory concerns

        Compliance and legal support

        High risk business payment gateway understand the unique legal and compliance requirements of high risk industries


        The specifics of a high risk payment gateway is that such a provider has experience working with businesses, considered high-risk, understands the pain points of such businesses, and can easily remove the bottlenecks to ensure payment continuity

        How to choose the Best High Risk Business Payment Gateway for Your Needs

        When searching for a high risk payment gateway provider, several critical factors should guide your decision-making process:


        A top-tier provider should offer advanced fraud monitoring, tokenization, encryption, and compliance with PCI DSS Level 1 standards. These measures not only protect your business from unauthorised transactions but also safeguard your customers’ sensitive information

        Analytics and Management Tools

        High-risk merchants benefit significantly from detailed analytics and efficient management tools. These features enable you to oversee payouts, track conversion rates, and monitor payment flows comprehensively. Look for providers offering user-friendly dashboards and analytics platforms, which can provide actionable insights to optimise your business operations

        Reasonable Fees

        While high-risk businesses may expect to encounter higher processing fees, it’s crucial to avoid providers that impose excessive markups. Research and compare fee structures to ensure you’re getting a fair deal. Remember, the goal is to find a balance between managing risk and maintaining profitability


        The ability to accept a wide range of payment methods and currencies is a must for any business looking to scale, especially in the global market. Ensure your payment gateway provider supports multiple payment options and currencies, offering you the flexibility to cater to a diverse customer base and expand your operations internationally


        Frequently Asked Questions

        Here you will find the answers to commonly asked questions. If you can't find the answer on your question or need any further information, please, feel free to contact our sales team

        • Is a high-risk payment gateway safe?

          Yes, a high-risk payment gateway is safe if it is provided by a reputable and reliable payment gateway provider. High-risk payment gateways are designed to handle transactions from industries or businesses that are considered high-risk due to factors such as high chargeback rates, potential fraud, or regulatory issues. These gateways are equipped with advanced security features, such as fraud detection and prevention tools, to help minimize the risk of fraudulent transactions.

        • What kind of business will benefit from a high-risk payment gateway?

          Businesses that may benefit from a high-risk payment gateway include those that operate in industries such as adult entertainment, online gambling, cryptocurrency, and certain types of e-commerce businesses that sell products with high chargeback rates, such as electronics or high-end luxury items. These businesses may find it difficult to secure payment processing services from traditional payment gateway providers due to their higher risk profile. A high-risk payment gateway can help these businesses accept electronic payments while minimizing their risk of chargebacks and fraud

        • How long does the integration take?

          The amount of time it takes to integrate a payment gateway can vary depending on the complexity of the integration with the internal systems of a company. Some integrations can be completed in one week, while others may take several weeks or even a month. It’s best to consult with the payment gateway provider for an estimate on how long it will take for your specific needs and the technical characteristics of your business

        • How can my business get the individual offer for Transferty products?

          We provide an individual approach for each customer, and for big players with significant payment volume and transaction numbers, we offer special conditions. To receive a personalized offer for Transferty products, fill out the form and specify your business requirements, and our sales team will review your request and provide you with a tailored offer that meets your needs