White-Label Payment Gateway solutions

Who we serve

Your business's caring white-label payment gateway partner

Transferty white-label payment gateway is the partner that gives you a SaaS-based, state-of-the-art payment solution tailored to your needs. With us, you eliminate all the risks and worries related to the development of your payment gateway. Launch your payment gateway quickly with innovative technology, reliable security, and personal customization

PSPs

Launch your own PSP with a white-label payment platform. Use our reliable and effective infrastructure under your brand without major investments in development, administration, compliance, and support

Save time on quick integration of our ready-to-use white-label payment solution and start growing your business faster
Take advantage of individual control: create multiple merchant accounts, set up payment methods, use smart routing and cascading to increase conversion rates, and easily track transactions
Customize the user-friendly front and back-office interfaces to match your brand identity and level up your customers’ checkout experience

ISOs and MSPs

Become more competitive with a secure and functional payment gateway to boost your service and accelerate your income. A white-label payment gateway solution will add value to your products and services, help you earn more money, and reduce operating costs

Keep control over your multilevel merchant accounts and increase transaction approval ratios using smart routing, cascading, audit trails, and data insights
Increase your brand awareness and customer loyalty when entering new markets by offering payment services under your own brand
Start turning merchant results into your own profits faster thanks to the rapid integration and adaptation of the SaaS white-label gateway

Banks and Acquirers

Purchase the scalable, fully customizable white-label solution that ensures all required functions under your brand and guarantees confidence and high uptime to stay competitive and popular among your customers

Lead the innovations: we provide leading-edge technology, a high traffic load, PCI DSS Level 1 compliance, and professional technical support to ensure payment continuity
Take advantage of a personal approach to onboarding, step-by-step technical consulting, and specific features made due to your requirements and risk prevention to ensure smooth and seamless migration for your customers
Expand new markets fast and effectively thanks to an easily integrated cloud-based infrastructure and flexible PCI-certified architecture

Merchants

Outclass your competitors and accelerate business growth using a reliable, customizable white-label payment processing solution that allows you to control payments and increase profit. We provide a personal approach to ensure the needs of each industry are met. Our solution has a successful track record in handling high traffic and optimizing transaction acceptance

Enjoy flexible customization options and individual feature development
Set transaction rules, optimize financial operations, increase the conversion ratio, and reduce fees
Keep control over all financial data in the all-in-one dashboard and analyze data insights with analytics and reports

Try out our white-label payment solution and take your business to the next level today

Focus on driving strategic business growth, and let us take care of the technical details. Operate payments under your own brand with zero development cost

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Key Features & Services

Everything you need to manage payments smarter

A full suite of tools designed to simplify payments, increase efficiency, and support your business growth at every stage

All-in-One Dashboard

Manage all payment data from multiple channels in one interface. Monitor, analyze, and control everything in real time

Fees Management

Plan and activate fee structures in advance. Modify or recalculate existing transactions with updated fee logic when needed

Tokenization

Securely store card data as tokens - random values that don’t require PCI DSS and can’t be used for fraud in case of a breach

Recurring Billing

Set up automatic repeat payments to reduce manual work, prevent errors, and maintain steady, predictable cash flow

One-Click Payments

Allow customers to pay instantly with previously saved details, improving user experience and conversion rates

Routing & Cascading

Set flexible rules to route each transaction via the most efficient path, boosting approvals and reducing declines

Checkout Page Branding

Customize your checkout with logo, colors, language, and payment methods. Toggle fields like merchant name or order description

Analytics and Reports

Access clear financial dashboards and detailed reports to evaluate performance and make informed business decisions.

Back Office & Domain Branding

Customize your platform with your own domain, brand visuals, and preferred acquiring banks to maintain full brand consistency

Security

Comply with PCI DSS and protect your business against chargebacks, fraud, and data breaches

API Integration

Built for Developers. Powered by Flexibility.

Our API is designed to be fast, secure, and easy to integrate – whether you’re launching a simple checkout or building a full-scale payment infrastructure

One API for total control

With full white-label support, Transferty gives you maximum control and customization at every step

Sample code, test cards, sandbox access, logs, and expert support – all in one place

Full API Docs

White-Label Payment Gateway: Your Brand, Our Technology

Looking for a way to process payments with your own brand? Our white-label payment gateway is a SaaS-based platform that puts you in control. It provides a complete payment processing solution with everything necessary to accept payments without the need to build your own infrastructure. Payment service providers (PSPs), ISOs, acquirers, and enterprises across many industries can all use this product to offer seamless payments directly to their customers. It’s a ready-to-use system that lets you focus on your business, while we handle the technical part.

Save time and money. You can launch quickly instead of spending years and a fortune on development. The platform is cost-effective, secure, and fully customizable. It’s built with strong security protocols, ensuring reliable performance. For businesses that have just started and industry veterans with long careers alike, they all benefit from our comprehensive solution. It is accessible to everyone.

Key Features:

Full White-Label Branding: Use your own logo, colors, and domain. No third-party names or redirects, ensuring a seamless user experience under your brand.
Wide Payment Options: Accept credit and debit cards, digital wallets, bank transfers and more, including cards issued by banks worldwide. Whether online, in-app, or in-store via POS terminals, you can accept payments across various channels.
Fast Integration: Open API and developer-friendly documentation let you integrate quickly.
Smart Routing & Security: Intelligent routing improves approval rates and lowers fees. Top-notch security with encryption, tokenization, and 3D Secure (3DS) authentication.
Analytics & Management: Real-time dashboards show transaction status and detailed reports. Manage multiple merchant accounts, recurring payments, and more from a unified interface.

Quick Integration and Instant Deployment

Our white-label solution is ready to go, so you can get started quickly. Integration requires only minimal effort. Use our flexible API or a hosted payment page to connect to your website or app. Developers have access to clear documentation and a sandbox for testing. The platform is cloud-based and available globally, allowing you to launch in any market without local servers. We also offer plugins and ready integrations for popular ecommerce platforms to speed up implementation.

This approach significantly speeds up your time to market. It takes just days, not months or years, to go live. There’s no need to develop a system from scratch or maintain costly infrastructure. Upon integration, you get instant access to a complete set of payment features and global payment connections. Whether you are a startup or an enterprise, setup is straightforward. You can even integrate with existing shopping cart platforms or other systems via our open API. Start processing transactions and earning revenue right away, without being burdened by the technical work involved.

Full White-Label Branding and Control

Deliver a payment experience that feels like it was made customly. Our platform is fully white-label, which means it carries your branding at every touch point. You choose how the pages look and function, so the checkout page matches your website or app design exactly. Customers will see your domain, your colors, and your messaging throughout the process. There are no external logos or redirects to distract them. This consistent branding builds trust and enhances the customer experience.

Comprehensive Payment Options and Omnichannel Support

Accept payments through every channel your customers use. Our gateway supports a wide array of payment methods and is truly omnichannel. You can process all major credit and debit cards. The platform also enables alternative payment methods and digital wallets. Allow customers to pay via PayPal, Apple Pay, Google Pay, and other mobile wallets. Bank transfers and even local payment options in various regions are available for a localized experience.

Recurring payments are built-in, making it easy to handle subscriptions. The system securely stores card tokens, enabling one-click checkout for returning customers while keeping data secure.

Our solution unifies online and offline payments, simplifying operations across ecommerce, mobile apps, and point of sale. For in-person transactions, the gateway integrates with POS terminals and mobile card readers. This lets you accept card payments at physical stores using the same backend. A virtual terminal is also available for mail or phone orders. Omnichannel payments ensure your customers have a consistent, frictionless experience whether they’re shopping on a website, on a mobile device, or at a brick-and-mortar checkout. It closes the gap between online and offline sales, bringing all payment processes together under one roof.

Smart Transaction Routing and High Performance

Optimize every transaction with intelligent processing. Our payment gateway includes a powerful smart routing engine that automatically directs transactions through the best path to approval. For example, if one acquiring bank declines a payment, the system can automatically retry through another acquirer or processor in real time. You determine how payments are routed based on your business needs. These techniques help capture more approvals, resulting in higher conversion rates and revenue. It also helps decrease costs by steering transactions to the lowest-fee routes when possible.

Performance is a top priority. The platform is built on a high-performance architecture that can handle large transaction volumes with ease. Our cloud infrastructure ensures low latency and high throughput, so transactions process quickly. The system has great uptime and reliability, minimizing any downtime for your business. You and your customers benefit from fast, efficient payments, even during peak shopping periods or flash sales. The gateway’s powerful processing capabilities and smart algorithms work together to maximize performance and profitability.

Robust Security and Compliance

Security is at the core of our payment gateway. The platform is PCI DSS Level 1 certified, which is the highest level of data security in the payments industry. All transactions and sensitive data are secured with end-to-end encryption. We use advanced tokenization, so actual card numbers are never stored on your servers.

Our gateway supports Strong Customer Authentication (SCA) protocols such as 3D Secure 2.0 (issuer verification). This adds an extra verification step for online card payments, often via a one-time passcode or biometric check, to ensure the purchaser is the legitimate cardholder. By implementing SCA, you comply with regulations and significantly decrease fraudulent transactions. It performs necessary verification checks and uses customizable rules to flag suspicious activity.

Compliance and data privacy are fully managed by us. Our infrastructure and processes adhere to global standards. We stay up-to-date with the latest security developments, ensuring your payment processing meets all regulatory requirements. With robust security in place, you can focus on growth while we protect every transaction.

Advanced Management Tools and Analytics

Monitor all your transactions and data in one place. The platform provides a unified dashboard with real-time monitoring and detailed reports for all your channels. You can easily manage multiple merchant accounts, each with custom payment options, fee settings, and their own login. The system aggregates data from different acquirers and other payment partners to simplify reconciliation and shows everything together. This eliminates the need to manually gather data from multiple sources. You can also send invoices or payment links to customers to collect payments, and integrate with third-party services via API to extend functionality. This all-in-one tool simplifies your operations and gives you complete oversight.

White-Label vs. Traditional Solutions: A Comparison

Aspect	Building Your Own / Traditional	White-Label Gateway
Time to Market	Years of development before launch	Ready within weeks (instant deployment)
Upfront Investment	Very high costs (development, hardware, certifications)	Cost-effective SaaS model; predictable pricing (e.g., IC++ model)
Technical Expertise	Requires experts in payments and security at your institution	Fully developed system; no deep expertise required
Customization	Full control, but built from scratch over a long time	Complete branding and features; easily configurable to your unique needs
Maintenance & Updates	Continuous effort needed for updates, security patches, and compliance changes	Updates handled by provider; always up-to-date
Compliance	All regulatory burden on you (PCI, SCA, etc.)	Fully certified & compliant solution out-of-the-box

Ready to Get Started?

If you are looking for a cost-effective, powerful, versatile tool to manage payments under your brand, our white-label gateway is the ideal choice. It gives you all the benefits of a custom platform with full control of payment processing, and no headaches. It outperforms most off-the-shelf gateways.

Don’t settle for cookie-cutter solutions or give up control to third parties. Choose a platform built for both performance and flexibility instead – our gateway does exactly that. Get in touch with our team to learn more about our product.

Take the next step and empower your payments – contact us today to get started!

FAQ

Frequently Asked Questions

Here you will find the answers to commonly asked questions. If you can't find the answer on your question or need any further information, please, feel free to contact our sales team

What is a white-label payment gateway?
A white-label payment gateway is a payment processing platform that can be rebranded and customized to match the branding of a specific company or organization. Essentially, it allows businesses to provide their own branded payment gateway to their customers without having to build the technology from scratch. This can help businesses improve their brand recognition and customer loyalty, as well as provide a seamless and cohesive payment experience for their customers. The white-label payment gateway can support a variety of payment methods, currencies, and languages and may also offer additional features such as fraud prevention, reporting, and analytics
What’s the difference between a white-label payment gateway and a simple one?
A simple payment gateway typically provides a standard payment processing solution. In contrast, a white-label payment gateway offers a customizable solution that can be tailored to the specific needs and branding of a business. This includes custom branding, user interfaces, reporting, and integration options. With a white-label payment gateway, you can offer payment services to your customers under your own brand name
What kind of business will benefit from a white-label payment gateway?
Any business that wants to offer a seamless and fully branded payment experience for its customers can benefit from a white-label payment gateway. This includes online marketplaces, e-commerce platforms, software providers, and businesses that want to empower their brands, such as PSPs, banks, acquirers, ISOs, and big enterprises, among others
Why using a white-label payment gateway is better than developing my own solution?
Developing your own payment processing solution can be a time-consuming and costly process, requiring significant technical expertise and resources. In contrast, a white-label payment gateway offers a ready-made solution that can be customized and integrated into an existing platform more quickly and easily, allowing companies to focus on their core business. Additionally, a white-label payment gateway provider typically offers ongoing support and maintenance, as well as compliance with industry regulations and standards, reducing the risk and complexity of managing payment processing in-house